Our Special Event products provide peace of mind on the days that matter the most. Whether it is a wedding, golf tournament or another event with a general or liquor liability exposure, we offer several products to cover a variety of special event coverage needs. In addition to competitive coverage, we can offer the stability of an A++ A.M. Best rated company. Consider USLI to make each event perfect!

musician playing at a festival

Main Event

Having peace of mind during the management of a special picnic, parade, car show, concert or other event can go a long way.

Concerns about volunteers, temporary workers or committee members are alleviated knowing that they will automatically be protected during the event. USLI wants to cover your one-day, multi-day or annual events that have up to 20,000 attendees.

couple kissing in a park

Wedding Plus

Weddings are a once-in-a-lifetime opportunity to make a couple’s day special. From the dress to the food, we know you want everything perfect. Insurance might be the last thing on your mind during the planning process, but it should be the first!  

We give the gift of peace of mind to you as you plan your wedding. On a day when nobody wants anything to go wrong, USLI can make sure it turns out right.

people toasting their glasses

Annual Host Liquor

Some entities such as homeowner associations, nonprofits or other organizations with an incidental host liquor exposure need a cost effective solution for the various events they hold throughout the year. This product provides a solution for those entities that have an annual general liability policy that lacks host liquor coverage. It includes assault or batter coverage and has no deductible or premises limitation. Where alcohol is involved, anything can happen. Don’t leave things to chance - consider this important insurance. 

gold ball on a tee

The Long Shot

Hole-in-one contests are a great way to add revenue to any charity golf tournament at little cost. In addition to offering coverage for the golf outing as a whole, USLI offers unlimited prize restoration for hole-in-one contests up to $50,000 per hole.

If a hole-in-one is made, an additional 20 percent of the prize value will be paid to the hosting charity.

How do I learn more about USLI insurance products and buy coverage?

Submit a request online to receive more information and get connected to a USLI appointed agent near you. Get Started

Additional Hospitality and Liquor products:

Bars and Taverns

Our comprehensive product offers coverage for business owners selling a higher percentage of alcohol sales compared to food sales. We provide coverage to small corner bars but can also entertain risks with major entertainment, bouncers or security, drink specials and youthful clientele.

Assault or battery coverage is offered at full limits on most risks. We also have preferred pricing for owners who complete formal alcohol awareness training, have identification scanners and for establishments that close by midnight.


The restaurant industry has more than one million locations throughout the U.S. Our product covers fast food, fine dining, family restaurants, 24-hour diners and BYOB establishments.  

This industry adds new establishments and new jobs each year, which means more opportunity for you! We differentiate our policy with value-added resources, including human resources services, pre-employment and tenant screenings and marketing resources, in an effort to make our product stand out.

Retail Stores

Our product targets a wide variety of stores that sell or distribute alcohol for off-premises consumption. We can consider liquor stores, convenience stores, delis and even gas stations.

We can also consider new establishments as well as those offering tastings at the store. Retail stores are particularly vulnerable to liquor claims, especially those involving minors. Many of these stores do not purchase the appropriate insurance. We want to provide the best possible solution in an effort to combat a potential claim.

Fraternal/Social Clubs

Specifically designed to cover rental of these clubs’ facilities as well as the service of alcohol for special events such as banquets, reunions, parties and weddings.  


We offer comprehensive coverage for licensed and unlicensed caterers, banquet halls, concessionaires and bartending services.