NONPROFIT

Maintaining proper insurance is imperative to protecting your nonprofit organization and achieving your missions. USLI understands how crucial it is to secure comprehensive coverage. We provide an easy-to-access insurance solution for a broad variety of nonprofit organizations. We are flexible and give you the ability to obtain many of the insurance coverages you need on just one easy policy.

board meeting

Nonprofit Directors and Officers

We have been providing nonprofit organizations with this coverage for over 20 years. Our product gives organizations peace of mind so they can focus on what is most important: carrying out their mission.

Nonprofits can face claims from decisions made by the board, wrongful termination, third-party discrimination and data breach concerns. USLI has a proven track record of partnering with nonprofits to help them protect their organizations not only now, but well into the future.

volunteer serving food

General Liability

Nonprofits face various unforeseen accidents that can be financially devastating, whether at meetings or on trips. Our comprehensive general liability provides third-party coverage for bodily injury, property damage, personal/advertising injury and the costs associated with defending these claims. Abuse and molestation, assault and battery and automobile liability for hired automobiles or those the organization does not own are also included. Errors and omissions coverage for services is also available for select nonprofit organizations.

crowd waiting for the performance to start

Property

Nonprofit organizations own buildings, off-premises/transported property (such as sports equipment and musical instruments) and business personal property, which are imperative to daily operations. We can provide property insurance for nonprofit organizations as well as protection for loss of business income and the associated expenses to get the organization back up and running. Crime coverage is also available for money and securities, employee dishonesty, robbery and burglary. 

chamber of commerce building

Special Events and Liquor Liability

Fundraising events are a large part of operations for nonprofits. We can provide the protection you need for events with or without liquor liability. Additionally, annual commercial liquor policies are available for nonprofits with full-time liquor operations, such as clubs. Coverage can be provided either as a part of an annual package policy or written separately. 

How do I learn more about USLI insurance products and buy coverage?

Submit a request online to receive more information and get connected to a USLI appointed agent near you. Get Started

Featured Classes:

Arts and Cultural Organizations

  • Art galleries/Art studios 
  • Choral groups 
  • Dance groups 
  • Libraries 
  • Museums 
  • Orchestras 
  • Traveling theater companies 

Residential Programs

  • Abused-adult shelters
  • Group homes 
  • Halfway houses 
  • Homeless shelters 
  • Hospices 
  • Transitional housing 

Religious Organizations

  • Bible study groups 
  • Houses of worship 
  • Mosques 
  • Synagogues 
  • Temples for all faiths 

Business Associations

  • Business membership groups 
  • Chambers of commerce 
  • Networking groups 
  • Professional associations 
  • Trade associations 

Counseling/Mental Health Services

  • Abused-adult counseling 
  • Anxiety/Stress management 
  • Career/Budget counseling 
  • Employment readiness services 
  • Parenting education 
  • Referral agencies 
  • Substance abuse services 

Sports Organizations — Youth and Adult (Camps, Clinics, Leagues and Teams)

  • Baseball 
  • Basketball 
  • Flag football 
  • Golf 
  • Lacrosse 
  • Pickleball 
  • Martial arts 
  • Soccer 
  • Softball 
  • Tennis 

Charitable/Fundraising Organizations

  • AA/NA support groups
  • Booster clubs
  • Community support groups
  • Foundations
  • Fundraising events
  • Parent/Teacher associations

Community/Social Services

  • Animal shelters/recues 
  • Botanical gardens 
  • Caregivers (nonmedical) 
  • Community/Religious outreach 
  • Community centers 
  • Conservation groups 
  • Food banks/Soup kitchens 
  • Historical societies 
  • Horticultural societies 
  • Intellectually disabled programs (residential and day) 
  • Senior activity centers 
  • Thrift stores 
  • Vocational/Sheltered workshops 

Community Associations

  • Condominium associations 
  • Homeowners associations 
  • Property owners associations 
  • Townhome associations 

Youth Programs

  • After-school programs 
  • At-risk youth programs 
  • Big Brother/Big Sister programs 
  • Homeschool support 
  • Stem programs 
  • Youth mentoring 

Social Clubs/Membership Organizations

  • Auxiliary groups 
  • Cultural organizations 
  • Fraternal clubs 
  • Social clubs 
  • Hobby clubs 
  • Military social clubs 
  • Private membership groups 
  • Veteran organizations 

Not all coverages will be available for all classes of business