About USLI

USLI aspires to be the very best insurance company for underwriting insurance for small businesses along with a select group of specialty products. We are committed to making a difference to our customers through well-designed products delivered with unparalleled speed, service and support.

A member of the Berkshire Hathaway family of companies, USLI is an A++ rated company that supports its products with financial strength and stability.

In addition to our innovative products, we provide a broad range of marketing assistance to our customers to help ensure their long-term success.

"If you want to do something, do it well or don't do it at all."

USLI is a proud member of Berkshire Hathaway. Our group consists of three insurance companies: United States Liability
Insurance Company, Mount Vernon Fire and U.S. Underwriters Insurance Company, all of which are rated A++, the highest
rating available to any insurance entity by A.M. Best, the premier analyst of insurance companies. Our three companies give
us the ability to offer admitted or non-admitted insurance policies in all 50 states and the District of Columbia.

In addition to our home office in Wayne, PA, USLI has three regional Commercial Lines offices located in Mission Viejo,
California; Oak Brook, Illinois; and Austin, Texas and two Professional Liability offices located in San Ramon,
California and Oak Brook, Illinois. There are also several sales offices located across the U.S. as well as a Commercial and
Professional Lines office in Mississauga, Ontario.

Executive Contacts


Each member of our Executive Leadership Team has invaluable experience retained from prior external positions as well as experience while working at USLI. These executives have an extensive knowledge of, not only their respective fields, but of the insurance industry as a whole. You will find that, as you explore their biographies, these individuals bring commitment, drive and an unparalleled passion for the industry and for service.

Thomas P. Nerney
Chairman, President and Chief Executive Officer

Mr. Thomas P. Nerney brings years of leadership experience to his role as Chairman, President and Chief Executive Officer for USLI (United States Liability Insurance Group). Prior to joining USLI in 1996, Mr. Nerney was the President and Chief Operating Officer for Philadelphia Insurance Companies, which markets and underwrites specialty products nationwide.

Mr. Nerney earned a Master of Business Administration degree in Finance from The Haub School of Business at St. Joseph's University in Philadelphia, Pa., and he was inducted into The Haub School of Business Hall of Fame in April of 2009. He previously served on the Board of Trustees and continues to serve as one of the founding members of the Board of Governors of the Academy of Risk Management and Insurance at St. Joseph's University. Mr. Nerney earned the Chartered Property Casualty Underwriter (CPCU) designation from the American Institute of Property and Casualty Insurance in Malvern, Pa. and subsequently was presented the Franklin Award for outstanding achievement and contributions to the insurance industry by the Philadelphia Chapter of the CPCU Society in 2008.

Mr. Nerney completed his undergraduate studies at Cabrini College, where he earned a Bachelor of Arts degree in Social Science and Philosophy. He is currently the Chair on the Board of Trustees. In April 2013, he founded the Nerney Leadership Institute at Cabrini College, which focuses on building a strong sense of awareness in leadership education for its undergraduate and graduate students. He was also inducted into the Cabrini College Athletic Hall of Fame for basketball in 2006. Mr. Nerney continued to share his love for basketball by coaching Amateur Athletic Union (AAU) girls’ basketball teams for nine seasons. Twenty-five of the young women he coached received full Division I scholarships.

Mr. Nerney is also an active philanthropist in the Greater Philadelphia Area and beyond. He is committed to facilitating opportunities for underserved populations and has focused his efforts on initiatives that address the personal development of young people. Mr. Nerney is also a founding member of A Front Row Seat to Learning and The Nerney Foundation, two local not-for-profit organizations. A Front Row Seat to Learning provides financial assistance to disadvantaged youth who cannot afford the opportunity of a private high school education. A Front Row Seat to Learning currently has 75 students attending a variety of high schools here in Philadelphia. Mr. Nerney is also a former member of the Board of Trustees at LaSalle Academy in Philadelphia and Cristo Rey High School Philadelphia. In support of Cristo Rey, USLI hosts four Cristo Rey students during the school year who rotate one day of work each per week throughout the year. The wages they earn go directly toward the cost of their education.

Lisa Kuesel Traynor
Executive Vice President, Chief Operating Officer

Lisa Kuesel Traynor serves as Executive Vice President, Chief Operating Officer for USLI. Previously, she held the position of Senior Vice President of Personal Development. Ms. Kuesel Traynor first joined USLI in 2004 to help develop USLI’s Personal Development team from the ground up, consisting at that time of a new internal college (People's College), fitness center and wellness programs (Slainte) and fundraising/philanthropy/events (Community Spirit). She transitioned into the role of Executive Director of Personal Development, adding Benefits, Facilities, Graphics and Social Media, USLI University, Corporate Events and Travel.

Ms. Kuesel Traynor has been a crucial point person for many USLI initiatives, including the construction of our expanded campus in Wayne, PA, the development and building of our presence in branch offices across the U.S. and the re-branding of USLI. She also played a key role as President in the creation of USLI’s first nonprofit organization, the CARE2 Fund, which enables USLI employees to request donations to charities or causes to which they have a personal connection, as well as fundraising with our company and customers towards major global philanthropic efforts. Additionally, she also oversees senior leadership of USLI’s Renewal Underwriting teams, as well as Information and Underwriting Technology teams, and strongly supports the importance of women in leadership across our company.

Ms. Kuesel Traynor has 20+ years of experience in the health, wellness and education fields, having graduated from West Chester University with a Bachelor of Science degree as a Health and Wellness Specialist as well as a Master of Science degree in Exercise and Sport Physiology. Before joining USLI, Ms. Kuesel Traynor served as Director of the Graduate Hospital Executive Health and Sports Medicine Center and then went on to create Premiere Health and Fitness in Malvern, PA. She has served as an adjunct professor at both West Chester University and Cabrini College and is certified by the NSCA, ACE and IDEA.

Ms. Kuesel Traynor holds the Registered Professional Liability Underwriter designation as well as Associate in Commercial Underwriting, Associate in General Insurance and Associate in Insurance Services. In her free time, she enjoys ballet dance and theater, teaching fitness classes, cooking and spending time with her husband and two children.

Reiner R. Mauer
President, Property/Casualty Division

Mr. Reiner Mauer is President of USLI's Property/Casualty Division. Previously, he served as Senior Vice President and Product Team Leader of the Personal Lines and Instant Quote Private Label Teams for USLI. Mr. Mauer gained his insurance experience during his 13 year career at Old Guard Insurance Group, Lancaster, PA, where, in his most recent role, he served as Executive Vice President for Personal Lines. Previously, Mr. Mauer served as Senior Vice President of Business Operations for Talk America Holdings, Inc., Reston, VA. He was a member of the senior management team for both organizations before joining USLI in 2005.  

Mr. Mauer earned a Bachelor of Arts degree from Widener University. He also earned a Juris Doctor degree from Widener University School of Law and is a member of the Pennsylvania Bar. Mr. Mauer holds the Chartered Property Casualty Underwriter, Associate in Surplus Line Insurance and Associate in Claims designations.  His interests include family, sports and singing.

Drew Mitala
President, Specialty Lines Division

Mr. Drew Mitala brings 25 years of experience in the insurance and financial industries to his role as President, Specialty Lines. Mr. Mitala is a proud graduate of Pennsylvania State University where he earned a Bachelor of Science degree in Economics. Prior to joining USLI in 1997, he was an Agent for the Prudential Insurance Company and also worked at The Vanguard Group. During the first part of his career at USLI, he underwrote various lines of directors and officers, employment practices and errors and omissions.  

Mr. Mitala has developed a number of new products, written numerous coverage forms and spoken at over 100 industry events. He was designated by the Professional Liability Underwriting Society as a Registered Professional Liability Underwriter (RPLU) in 2000. He is also the former Chair of the Mid-Atlantic Professional Liability Underwriting Society. Mr. Mitala is active in his community, including serving on his church’s parish council. In his free time he enjoys golfing, boating, rooting for the Philadelphia Eagles and spending time with his wife and three sons. .

Thomas C. Snyder
President of Customer Distribution

Mr. Thomas C. Snyder brings over 25 years of experience in underwriting and leadership to his role as President of Customer Distribution. Previously, he served as Senior Vice President and Chief Marketing Officer for USLI. Prior to joining USLI in 1997, Mr. Snyder was an Account Manager in workers' compensation at EBI Companies and, from 1993 to 1996, held positions with the Lumbermen's Underwriting Alliance, including Field Underwriter and Sales Representative. Mr. Snyder has served on the National Committee on Compensation’s (NCCI) Underwriting Advisory Council. 

Mr. Snyder earned a Masters of Science in Insurance Management from Boston University in 2015, a Bachelor of Arts from the University of Rochester and has achieved the following designations: Certified Property Casualty Underwriter, Registered Professional Liability Underwriter, Certified Insurance Counselor, Associate in Surplus Lines Insurance and Associate in Marine Insurance Management. An active member of the Community, Mr. Snyder served as a Councilman for Pennsylvania’s Langhorne Borough from 1995 to 2001, was a Volunteer Probation Officer in Middletown Township from 1995 to 1997, and served on the Swedesford Chase Homeowners Association Board of Directors, including a term as president. He also sits on the committees for PIWA’s Abe Snyder Memorial Scholarship as well as The Focus Foundation’s Malcolm G. MacNeill Memorial Scholarship. Mr. Snyder has four children: Ryan, Sean, Gracie and Lucas. He enjoys golf, running and traveling with his family.

Jack Carballo
Executive Vice President, Chief Administration Officer

Mr. Jack Carballo is the Executive Vice President, Chief Administration Officer for USLI. He has been with the company since June of 2000. Mr. Carballo gained his strong background in administration at Philadelphia Insurance Companies, where he ultimately held the position of Vice President of Administration. Prior to his 17 year tenure at Philadelphia Insurance Companies, Mr. Carballo was a Senior Insurance Adjuster at GAB Business Services, Inc. in Bala Cynwyd, Pennsylvania.

Mr. Carballo earned a Bachelor of Science degree from La Salle University and, from 1976 to 1983, attended several professional programs at GAB Casualty Claims School and Vale Technical Institute.

Mr. Carballo has earned many professional designations including; Chartered Property Casualty Underwriter, Registered Professional Liability Underwriter, Associate in Claims, Associate in Risk Management, Associate in Reinsurance, Associate in Insurance Services, Associate in Regulation and Compliance, Associate in Surplus Lines Insurance and Associate in Information Technology. In his free time, Mr. Carballo enjoys reading and running.

Rich Petersen
Executive Vice President, General Counsel and Chief Compliance Officer

Mr. J. Richard Petersen, Jr. brings over 35 years of legal and government affairs expertise to his role as Executive Vice President, General Counsel, Chief Compliance Officer and Corporate Secretary for USLI. Mr. Petersen was previously Senior Counsel of Legal and Public Affairs for CIGNA Corporation. Prior to this role, he served as Chief Counsel for CIGNA Integrated Care, Inc., a former subsidiary of CIGNA Corporation that provided integrated healthcare, disability and workers’ compensation offerings.  

In 1987, Mr. Petersen joined Intracorp, the country’s largest provider of workers’ compensation and disability case management, where he served as Chief Counsel and Vice President of Government Affairs for eight years. Prior to this role, Mr. Petersen held senior positions at CIGNA Corporation for six years, including Assistant Vice President of Government Affairs and Counsel, Property and Casualty Law. Prior to his long tenure in the insurance industry, Mr. Petersen was engaged in private legal practice for four years. Mr. Petersen earned a Bachelor of Science degree in Political Science from Drexel University and a Juris Doctorate from Widener University’s Delaware Law School. In 1979, he was admitted to the Supreme Court of the Commonwealth of Pennsylvania and the United States District Court for the Eastern District of Pennsylvania. Mr. Petersen’s interests include golf and sailing.

Louis F. Rivituso
Executive Vice President, Treasurer and Chief Financial Officer

Mr. Rivituso brings more than 45 years of financial insurance company leadership experience to his role at USLI.  

Prior to his service at USLI, Mr. Rivituso held positions as Director, Treasurer, Controller and Vice President of Internal Audit and Vice President of Investments for several property and casualty insurance and reinsurance companies. While in the public accounting practice, he specialized in audits and examinations of insurance and reinsurance companies. Mr. Rivituso maintains an active Certified Public Accountant status in Pennsylvania (80 hours of cpa credits bi-annually). He is a member of both the American Institute of Certified Public Accountants and the Pennsylvania Institute of Certified Public Accountants. Mr. Rivituso graduated from Siena College with a degree in Business Administration.

James Scalise
Senior Vice President, Chief Claims Officer

Mr. James Scalise brings over 17 years of experience in litigation, claims handling and claims management to his role as Senior Vice President, Chief Claims Officer for USLI. Prior to joining the company, Mr. Scalise served as a Senior Vice President, Complex Casualty Claims at AIG Claims, Inc. in the New York City home office. From 2001 to 2008, Mr. Scalise was engaged in private legal practice where he gained significant experience litigating civil matters on behalf of insurance companies, corporations and individuals.

Mr. Scalise holds a Bachelor of Arts degree from Elon University and a Juris Doctorate from Michigan State University College of Law. In 2002, he was admitted to the New York State Bar Association and the United States District Courts for the Eastern District and Southern District of New York. In his free time, Mr. Scalise enjoys playing guitar and spending time with his family. 

Diane Duda
Executive Vice President, Chief Actuarial Officer

Ms. Diane Duda is the Executive Vice President and Chief Actuarial Officer for USLI. She brings more than 35 years of commercial and personal lines actuarial experience to her role.

Before she joined USLI in 2002, Ms. Duda was the Vice President and Senior Actuary of Specialty Lines for ACE USA, the U.S. based division of the ACE Group of Companies. Prior to ACE, Ms. Duda was employed with CIGNA Property and Casualty Insurance Companies for nine years where, in her most recent role, she served as Vice President and Division Financial Officer for Specialty Insurance Services. Ms. Duda began her career with Prudential Property and Casualty in 1980. Ms. Duda is a graduate of Lehigh University, where she received a Bachelor of Arts degree in Mathematics. She is a Fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. Ms. Duda enjoys traveling, choral singing and sewing.

Aaron Miller
Senior Vice President, Chief Technology Officer

Mr. Aaron Miller is the Senior Vice President, Chief Technology Officer for USLI. Previously, he held the position of Vice President of Applications Development. He brings over 20 years of experience in the software development and technology fields. Before joining the company in 2010, Mr. Miller was the Chief Technology Officer at Octagon Research Solutions, a company that provides process consulting and software solutions to the pharmaceutical industry. In that role, he provided architectural, technical, project and people leadership for various software development teams. Mr. Miller also provided sales support to key customer decision makers. Prior to that role, he was a Senior Developer at both Octagon Research Solutions and First Consulting Group. 

Mr. Aaron Miller is a graduate of Shippensburg University, where he earned a Bachelor of Science degree in Computer Science. In addition, he has earned a Master of Science degree in Computer Science from Villanova University and a Master of Business Administration degree from West Chester University of Pennsylvania. Mr. Miller enjoys swimming, tennis, and spending time with his family.

A++ Rating

Best has reaffirmed USLI’s A++(Superior) rating effective September 12, 2018, reflecting the company’s superior level of
capitalization, strong operating results and solid market position within the specialty admitted and surplus lines markets.

A.M. Best's Limited License Notice

“The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly
or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in
presenting Best's Rating Reports. Best’s Rating Reports are copyright© A.M. Best Company and may not be reproduced or
distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a
single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution
is strictly prohibited.” “Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the
current rating, please visit the A.M. Best web site, www.ambest.com.”