Food and Beverage Service Establishments

With coverage options for higher hazard establishments and mixed occupancies, we make it easy to write restaurants, cafés, bars and clubs — including 24-hour diners, fine dining establishments, BYOB restaurants, and bars/taverns with up to 100% in alcohol receipts! Assault or battery coverage is also offered at full limits on many accounts, and preferred pricing is available for select risks.

Event Venues and Vendors

From small gatherings to large-scale celebrations, we offer solutions for a wide range of event-focused operations dedicated to hosting, coordinating or serving private events, including comprehensive package solutions and liquor liability options at minimum premium for select classes not directly selling or serving alcohol.

Blanket additional insured and waiver of subrogation coverage is available for catering and bartending services, and assault or battery coverage is either included or available up to full limits on most classes.

Alcohol Producers/Sellers/ Distributors

Between convenience stores, liquor stores, breweries, wineries and more, we can help you place your account with manufacturing, retail and/or distribution exposures such as risks offering on-premises tasting/sampling, delivery, internet sales and drive-throughs.

Accounts with a loss or violation history can be considered, and convenience stores and gas stations are eligible for general liability and liquor liability.

Entertainment and Recreation Venues

Many entertainment operations, such as venues focused on activities, gatherings and live experiences, have incidental alcohol revenue. With the ability to package general liability, liquor liability, property and inland marine coverage, we offer competitive and comprehensive coverage for venues where alcohol is part of the fun. Assault or battery and abuse and molestation coverages are also available on most classes.

Specialty and Niche Experiences

Creative businesses that offer alcohol in nontraditional settings, such as barbershops, nail salons, paint and sip studios — just to name a few, need flexible solutions. We can help you capture these emerging, experience-driven opportunities with customized coverage and competitive minimum premiums.