Non Profit Directors & Officers
Our Non Profit Professional Liability Product offers innovative coverage enhancements.
Product Features
- Separate Directors & Officers Liability and Employment Practices Liability Limits
- Unlimited Extended Reporting Period for former Directors & Officers
- An insured gains the advantage of an occurrence policy by knowing they are always insured for the time they served on the board
- Online Quoting and Renewal Binding/Issuance available
- Coverage for Third Party Discrimination and Third Party Sexual Harassment
- Expanded definition of sexual harassment to include other workplace harassment
- Named peril coverage for employment claims arising out of the use of the internet and e-mail
- Defenses costs outside the limit of liability
- Full Prior Acts Coverage
- Punitive damages included where insurable by law
- No Intentional Acts Exclusion on Employment Practices Liability claims
- Outside Directorship Liability coverage
- Hammer clause with 50/50 split
- Coverage for both monetary and non-monetary claims included
- Free HELPLINE human resources consultation service with unlimited calls and no time limits
- 50% discount of PeopleSystems® online sexual harassment prevention training (Note: CA, CT and ME mandate such training by law)
Additional Advantages