Personal Umbrella - Standard
Designed for households who do not qualify for our preferred product but overall are considered standard risks.
Product Features
- Up to four violations and up to one accident per household in the past three years
- Drivers between ages of 23 and 75
- Unlimited number of 1 to 4 family additional residences
- Unlimited number of vehicles (including motorcycles and motor homes), recreational vehicles, boats and jet skis
- Watercraft up to 25 feet in length
- Underlying Business Auto or Garage Coverage is acceptable
- Drivers up to age 89
- Drivers under age 23
- True Umbrella Coverage
- No self insured retention
- Worldwide coverage
- Broad definition of bodily injury
- Personal injury protection automatically included when provided by underlying coverage
- First dollar coverage for non-owned watercraft and recreational vehicles
- Admitted product may be available (see your detailed binding authority guide for availability by state and specific underwriting criteria)
- Fast and easy access to quote, bind and issue on our website
Additional Advantages