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Personal Umbrella - High Risk Drivers
Our product is designed for hard to place risks including applicants with prior losses and/or multiple accidents, multiple violations or drug and/or alcohol related convictions.
Product Features
- Unlimited number of vehicles (including motorcycles and motor homes), recreational vehicles, boats and personal watercraft
- Unlimited number of 1 to 4 family additional residences
- Drivers of all ages
- Underlying Business Auto or Garage Coverage is acceptable
- Watercraft up to 75 feet in length
- No more than three violations or two accidents for drivers under 23 or over 75
- As many as four violations per driver, as many as ten per household for drivers between the ages of 23 and 75
- As many as three accidents per driver, five per household for drivers between the ages of 23 and 75
- No more than two drug and/or alcohol related offenses per household
- Unlimited number of drivers age 90 or older
- True Umbrella coverage
- No self insured retention
- Worldwide coverage
- Broad definition of bodily injury
- Personal injury protection automatically included when provided by underlying coverage
- First dollar coverage for non-owned watercraft and recreational vehicles
- Fast and easy access to quote this product on our website
Additional Advantages
- A.M. Best rated A++ carrier
- Quick turnaround time on submissions
- Superior policy issuance
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190 South Warner Road PO Box 6700 Wayne, PA 19087