Club Select
The Club Select™ product is designed to protect non-profit private, fraternal and social clubs.
Product Features
- Assault and Battery coverage available on most risks
- Defense costs are outside policy limits
- No deductible
- Employees and club members covered as insureds at no additional charge
- Expanded definition of bodily injury to include mental anguish
- Aggregate per location offered on multi-location risks
- Credit available for responsible clubs with formal alcohol awareness training
Additional Advantages
- A.M. Best rated A++ carrier
- Preferred pricing for clubs with:
- Annual alcohol sales of $500,000 or less
- No citations/violations or liquor-related losses in the past five years
- No drink specials or happy hours
- No major entertainment except at banquets
- Established liquor market for over twenty years
- Superior service in quote turnaround, binder and policy issuance
- Specialized claims unit with expertise in liquor liability