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For Retailers
If you are a retailer interested in finding a wholesaler in your area, email inquiries@usli.com.
Restaurants
This Commercial Liability product is designed for restaurants with less than 50% of the risk’s gross receipts derived from the sale of alcohol, or with less than three nights of major entertainment.
Nightclubs and adult entertainment risks are not eligible for this product, but may be eligible for our Bar and Tavern product.
Product Features
- Gross receipts do not exceed $5,000,000
- Live entertainment, if less than three nights per week, may include dancing, DJ and bands subject to no pyrotechnic displays, moon bounces, trampolines, rock walls, swimming pools or foam machines
- New ventures
- No more than two (2) losses or claims (excluding closed without payment) incurred in the past five (5) years.
- A credit of 10% applies to risks meeting Restaurant Hit Zone eligibility
- In business a minimum of three (3) years
- No losses/claims incurred in the past three (3) years
- No "Major Entertainment" (Major entertainment described on Bar and Tavern product web page)
- Gross receipts do not exceed $1,000,000
- No dance floor
- No bouncers, security or doormen
- No alcohol served after 12:00 AM
Additional Advantages
- A.M. Best rated A++ carrier
- Low minimum premiums
- Quick turnaround time on submissions
- Quick binder confirmation
- All policies issued by United States Liability Insurance Group
- All renewals solicited and quoted by United States Liability Insurance Group
- All inspections ordered and processed by United States Liability Insurance Group
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190 South Warner Road PO Box 6700 Wayne, PA 19087