Premises Preferred

This product targets those accounts that either find it difficult to obtain coverage for their premises due to
other operations or simply wish to satisfy only the landlord’s liability requirements. Coverage is strictly
limited to the designated premises.

Product Features

Ability to provide premises coverage to satisfy the applicant’s lease requirements
Premium based on square footage, even for non-premises driven classes
Inspection costs paid by the United States Liability Insurance Group
Value Plus Endorsement
Replacement cost on contents

Optional Coverage

Loss of income
Equipment breakdown - Includes $25,000 of Food spoilage
Money & securities coverage
Value Plus Endorsement
Replacement cost coverage
Special Form

Limits Available

Maximum property value of $3,000,000 in protection class 1-8
Maximum property value of $1,000,000 in protection class 9-10
Liability limits up to $1,000,000/$2,000,000

Additional Advantages

A.M. Best rated A++ carrier
Quick turnaround time on submission
Superior policy issuance
Low minimum premium
Policy is not subject to annual audits

 

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Click here to view all eligible classes for the Business Owners Package program