Bar & Tavern

Designed for Bars & Taverns with liquor receipts 50% or greater than the total gross receipts, our Bar & Tavern and Restaurant product can quickly and easily be quoted for five lines of insurance: General Liability, Property, Liquor Liability, Umbrella, Crime and Glass. Assault & Battery is also available in most states.

Product Features

Commercial Property, Commercial General Liability, Liquor Liability and Crime written on one policy
Risks with dancing and entertainment are eligible
Value Plus Endorsement (15 coverage enhancements) free of charge if risk is in our "Hit Zone"

Optional Coverage

Money and securities coverage
Equipment Breakdown - includes food spoilage up to $25,000
Glass
Signs
Employee Dishonesty
Stop Gap (OH, ND, WA, WY)

Limits Available

Property limits up to:
$750,000 per location in protection class 1-8
$200,000 per location in protection class 9-10
Liability limits up to:
$1,000,000 each occurrence
$1,000,000 personal and advertising injury
$1,000 medical payments
$100,000 damage to premises rented
$2,000,000 products/completed operations aggregate
$2,000,000 aggregate (other than products/completed operations)
Liquor Liability limits up to:
$1,000,000 each common cause/aggregate

Additional Advantages

A.M. Best rated A++ carrier
Quick turnaround time on submissions
Superior policy issuance

 

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Click here to view all eligible classes for the Business Owners Package program