Electronic Store

This product is featured on our businessowners coverage form.
Click here view Businessowners Package  eligible classes.

This package is designed for owners of Electronics Stores including appliance stores, camera stores, computer stores, phone stores, stereo / television stores, and video game stores.

Product Features

Businessowners Policy form
General Liability that expands the definition of Bodily Injury to include mental anguish or emotional distress with no deductible
Non-owned and Hired Car coverage
Loss of Income on actual loss sustained basis up to the stated limit
No coinsurance clause; no classification limitation or designated premises endorsement
Personal property of others up to the contents limit
$5,000 Transit coverage
Replacement cost available
Special cause of loss including theft available
Equipment breakdown coverage available
Value Plus Endorsement - 13 valuable coverage enhancements; including water backup, money & securities, employee dishonesty, valuable papers, signs, accounts receivable and more

Optional Coverage

Special form is available
Loss of income on an actual loss sustained basis up to a stated limit
Equipment Breakdown
Non-owned & Hired Auto - No delivery service
Money & Securities coverage
Signs
Glass

Limits Available

Maximum property value of $3,000,000 in protection 1-8
Maximum property value of $1,000,000 in protection 9-10
Liability limits up to $1,000,000/2,000,000/1,000,000

Additional Advantages

A.M. Best rated A++ carrier
Quick turnaround time on submissions
Superior policy issuance
Low minimum premium

 

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Click here to view all eligible classes for the Business Owners Package program