Child Care

Deluxe Child Care
Custom Child Care

United States Liability Insurance Group offers a comprehensive package designed to meet the coverage needs of both in-home and commercial Child Care facilities. We provide a simple rating format so you can provide a quick and easy quote. The Child Care Package Product from United States Liability Insurance Group is supported through the security of an A.M. Best rated A++ carrier.

Provide your retailers with this important point of sale information to set our policy apart from the competition.

1. As a Child Care provider, do you have the right coverage? 

General Liability that includes mental anguish or emotional distress 
Coverage for child molestation and abuse 
Defense cost coverage outside the limits of liability 
Defense Cost Reimbursement coverage for alleged acts of molestation or abuse against you personally as the ownerr 
Medical Payments coverage for children under your care

2. Why you should place coverage with United States Liability Insurance Group:

Policy Features Available 

US Liability Insurance Group Policy

Competitor's Policy
General Liability that expands the definition of Bodily Injury to include mental anguish or emotional distress with no deductible Yes ?
Child Molestation and Abuse coverage up to $1,000,000 with No deductible Yes ?
Defense Costs available outside the limit for Child Molestation and Abuse Coverage  Yes ?
Employees including Directors, Assistant Directors may be included as insureds under Child Molestation or Abuse Coverage Yes ?
Professional Liability limits at NO additional charge Yes ?
Defense Cost Reimbursement Coverage for alleged acts of molestation or abuse against the facility owner Yes ?
Hired and Non Owned coverage available Yes ?
$5000 Medical Payment Coverage at NO charge  Yes ?
Coverage available for risks with children with Special Needs--"Drop In" Exposures or "Drop In" Centers Yes ?
Coverage for Extended Hour Commercial Child Care Facilities Yes ?
Coverage available for risks with pets, pools and field trips Yes ?
Value Plus Endorsement - 14 valuable coverage enhancements; including Water Back-up, Money & Securities, Employee Dishonesty, Signs, Transit and More Yes ?
Special Form and Replacement Cost available Yes ?
Equipment Breakdown Coverage available Yes ?

Why choose to be insured with United States Liability Insurance Group?

One of only 20 A++ rated insurance groups in the Unites States by A. M. Best 
A proud member of the Berkshire Hathaway Group, recently voted the #1 most admired Property & Casualty Company in the world (Fortune Magazine 2004)

Insure your financial well being with a stable Company that will be there to pay your claim.

Limits and Coverages

General Liability:

GL Limits up to $1,000,000 / $3,000,000.

Up to $100,000 / $300,000 Abuse & Molestation Coverage for in-home care.

Up to $1,000,000 Abuse & Molestation coverage for commercial facilities.

Professional Liability Coverage Included for NO Additional Charge.

$5,000 Medical Payments, including Children Provided at NO Charge. 

Property:

Optional Building, Personal Property and Business Income Coverage.

Special Form Available.

Replacement Cost for Business Personal Property is Available.

Value Plus - Property enhancement endorsement with 14 coverage extensions

 

Excess or Umbrella:

Limits Up To $5 Million Available on the General Liability under a Separate Policy.

 

 

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