Conv./Deli/Grocery

Convenience, Deli and Grocery Store

This product is specifically designed to accommodate the coverage and pricing needs for Convenience, Deli and Grocery Store owners. Our package can be enhanced to include many optional coverages.

Product Features

Businessowners Package
Coverage for stores with or without commercial cooking.
Gasoline sales up to 75% of total annual sales. (Based on $1.40/gallon)
Alcohol sales up to 25% of total annual sales.
Coverage for stores open for 24 hours
Coverage available for your liquor liability exposure

Optional Coverage

Loss of income on an actual loss sustained basis up to a stated limit
Equipment breakdown - Includes $25,000 of food spoilage
Money & securities coverage
Signs
Special cause of loss is available
Replacement cost coverage is available

Limits Available

Maximum property value of $3,000,000 in protection class 1-8
Maximum property value of $1,000,000 in protection class 9-10
Maximum property value in with commercial cooking exposure is $600,000 in protection class 1-8
Maximum property value in with commercial cooking exposure is $200,000 in protection class 9-10
Liability limits up to $1,000,000/2,000,000/1,000,000

Additional Advantages

A.M. Best rated A++ carrier
Quick turnaround time on submissions
Superior policy issuance
Low minimum premium
 

 

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Click here to view all eligible classes for the Business Owners Package program