Beauty, Barber & Nail

Easily enhanced to include many optional coverages, our Beauty, Barber & Nail Package includes Property, Liability, Crime, Glass, Signs, Professional, & Non-owned / Hired Auto.

Product Advantages

Non-owned and Hired Car available if there is no delivery
No coinsurance clause
Professional liability up to $1,000,000
Employee dishonesty up to $25,000
Business income available on an actual loss sustained basis for 12 months, up to the business income limit
Crime coverage available
Inspection costs paid by the United States Liability Insurance Group

Optional Coverage

Professional liability
Loss of Income - is on actual loss sustained basis up to a stated limit
Non-owned & Hired Auto
Money and securities coverage
Signs
Glass
Equipment breakdown

Limits Available

Maximum property value of $3,000,000 in protection class 1-8
Maximum property value of $1,000,000 in protection class 9-10
Liability limits up to $1,000,000/2,000,000/1,000,000

Additional Advantages

A.M. Best rated A++ carrier
Quick turnaround time on submissions
Superior policy issuance
Low minimum premium