CEO Message

Note From Thomas P. Nerney

USLI is a proud member of Berkshire Hathaway. Our group consists of four insurance companies. Three of these companies, United States Liability Insurance Company, Mount Vernon Fire and U.S. Underwriters Insurance Company, are rated A++, the highest rating available to any insurance entity by A.M. Best, the premier analyst of insurance companies. Our newest company, Mount Vernon Specialty, has not yet been issued a rating. Our four companies give us the ability to offer admitted or non-admitted insurance policies in all 50 states and the District of Columbia.

In addition to our home office in Wayne, PA, USLI has two regional Commercial Lines offices located in Mission Viejo, California and Austin, Texas and two Professional Liability offices located in Oakbrook, Illinois and San Ramon, California. There are also several sales offices located across the U.S.

Committed to Making a Difference

Our business philosophy is built on five fundamental goals and these five goals never change:
1.
Combined ratio of 90% or less
2.
Get what we want and have our customers love giving it to us
3.
Be the # 1 service company in the insurance industry
4.
Make our people feel # 1
5.
Keep it simple, give 100% effort, win and have fun doing it

We are a specialty products company delivering 112 innovative and stable products through various lines of insurance: Commercial, Professional, Personal, Non Profit and Liquor. We believe in pre-hab instead of rehab, focusing on the health of our products on a daily basis to make sure they remain strong. Underwriting competency and discipline is our company heartbeat, and the entire organization works to help strengthen this heartbeat. We also work to create a community environment where our people know they are our #1 asset and work diligently toward achieving our five community goals. 


This business strategy, coupled with our five community goals, has assisted us greatly with our efforts to have our people understand clearly who we are and what we are trying to do. This clarity of purpose enables each person to focus on how their contribution works toward our ultimate goal to be the best insurance company at writing small premium accounts and the "go to" company for small businesses.  


Our people are committed to working each and every day toward this goal. Our love for the insurance industry and our desire to be the very best we can be drives us to do our part to add true value in what we do. We understand that we can make a difference in service, education of our people, technical knowledge, claims expertise and financial stability, and we differentiate ourselves by providing exceptional customer service and offering unique value-added services to our customers. Some of these services include insurance training, access to online professional development, health and wellness and insurance classes, a social media help desk, a quarterly newsletter and the Small Business Resource Center, a compilation of resources and free or discounted services available to our customers as well as giving them the opportunity to offer these services to their policyholders.

 

We believe in making a difference in both local and global communities and have a desire to help those in need. USLI is involved in many charitable efforts, and we encourage you to read about them on our Community Outreach page.


We also invite you to learn more about our company and the Ten Reasons you should do business with us. To name a few, we pride ourselves on loyalty, stability, service, and product knowledge. We also invite you to learn more about the fantastic opportunities that are available to you within the insurance industry. The industry needs good people who care and who want to make a meaningful difference! 


Thanks for visiting our Web site and I wish you all the best!   

Very truly yours, 

Tom Nerney

Thomas P. Nerney
Chairman, President & CEO

 


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Ten Reasons

Why should you do business with the USLI? Here are ten reasons>>.

 

A.M. Best A++ Rating

We have been assigned a Best’s Rating of A++ (superior), reflecting the company’s superior level of capitalization, strong operating results and solid market position within the specialty admitted and surplus lines markets. View a full copy of the report >>

 

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